Are you an aspiring overseas Filipino worker needing extra funds to support your journey? This page provides solutions to your financial concerns and help you secure the necessary budget for your overseas employment.

In times of financial emergencies, many people think of borrowing from banks, but this process can be time-consuming and complicated. A great alternative is financing companies like Budget Finance Corporation. Each of our loan types is designed to meet your specific needs. Keep on reading  for detailed information on our product specifications and their best uses.

OFW Personal Loan
Rejected by banks for a personal loan? Our OFW Personal Loan is the perfect option for you! You can borrow up to thrice your monthly basic salary with no collateral and minimal requirements.

This loan is available for first-time and returning OFWs with confirmed employment contracts and plane tickets to destinations such as Australia, New Zealand, the USA, Canada, the UK, EU countries, Japan, the Middle East, South Africa, Singapore, Malaysia, Macau, and other Asian countries. 

J-1 Visa Loan
A J-1 visa is a temporary U.S. visa for research scholars, professors, and exchange visitors participating in cultural exchange programs, particularly for medical or business training. Applicants must meet eligibility criteria, demonstrate English proficiency, and be sponsored by a university, private sector organization, or government program. J-1 visa holders generally must return to their home country for two years after the visa expires to share their cultural insights.

If you are eligible for a J-1 Visa and need extra funds, our J-1 Visa Loan is for you. We offer loans up to 1 million pesos, subject to our assessment and approval.

Balik-Manggagawa Loan
If you are an OFW on vacation to renew your visa or change employers, this loan product ensures your family's needs are covered throughout your vacation.

You can borrow up to three times your basic salary, subject to approval, and repay in 6 to 18 installments

Loan Abroad
Specifically created for OFWs in Japan, Loan Abroad guarantees that your loved ones back home receive the financial support they need while you continue to work and thrive in Japan.

Loan Abroad is available to OFWs under the Technical Intern Training Program (TITP) or Specified Skilled Worker (SSW) visa holders in Japan. The co-borrower, designated as the beneficiary, will receive the loan proceeds on behalf of the primary borrower. The co-borrower can only be a spouse or an immediate relative with a history of receiving remittances from the borrower. 

Budget Finance offers innovative loan service that comes with peace of mind to OFWs so that they can focus on their careers without worrying about the  unexpected expenses or financial emergencies. We make it easier for OFWs to manage their finances and support their families, no matter the distance.

The best thing about our loans is that we are non-collateral, and the approved amount is released in full with no deductions or hidden fees, ensuring you receive the entire sum you applied for. We also want you to manage your finances comfortably, which is why we offer flexible payment terms ranging from 6 to 18 installments.

Our dedicated team will guide you through all aspects of our loan products, ensuring you fully understand the terms, conditions, and benefits before releasing the funds. We provide complete transparency and confidence in our services.

At Budget Finance, our goal is to support OFWs by providing financial stability, enabling you to focus on your work abroad knowing your financial needs are covered. Apply now and secure the funds you need for a smooth transition and successful start to your overseas employment.